Critter Chronicles
Financial Health
>Creating a Budget: Step Five
> Making Cutbacks, Trimming the Fat - Making It Work After plugging all the numbers into your budget worksheet, hopefully you found money left over after accounting for all your monthly expenses. But if you didn’t, today’s post will help you figure out how to get to that point. Here’s the thing: you’ll probably notice … Continue reading
>Creating a Budget: Step Four, part two
> Creating a Working Budget, part two Yesterday we input all the concrete numbers into our budget; the expenditures that we must absolutely pay in order to keep ourselves fed, housed, clothed, and getting to and from work, as well as keeping the creditors from calling. Today we’re going to work with the more abstract … Continue reading
>Creating a Budget: Step Four, part one
> Creating a Working Budget, part one I said it before, and I’ll repeat it again: you cannot create a usable budget during a thirty minute lunch break. If you want to set yourself up for success, you need to be prepared for this to be a process. For me it is ever-evolving; the budget … Continue reading
>Creating a Budget: Working as a Couple
> I realize I gave you a pretty big task yesterday in telling you to work on creating an “as-is” budget in order to figure out how you’ve been spending your money. So today, rather than jumping straight into the creation of your working budget (plus I’m late in publishing this post today) I want … Continue reading
>Creating a Budget: Step Three
> Creating an “As-Is” Budget Today I’m going to talk about the third step in creating a working budget. This may seem unnecessary, and if you want to skip it (or any other step, for that matter) go right ahead. But for me and Tony, doing an initial budget where we plugged in our current … Continue reading
>Creating a Budget: Why You Need One
> Why You Need A Budget My mom left a comment after I published the first step of my “How To Create A Budget” series asking me to publish one step each week, rather than one a day. I replied back and told her I wasn’t going to spread the posts out quite that far … Continue reading
>Creating a Budget: Step Two
> Tallying The Debt In yesterday’s post I talked about the importance of determining what your financial goals are. The second step in the budget-creation process is one of the hardest: tallying the debt. This is where you need to be 100% honest with yourself about where you stand financially. Gather together all your bills. … Continue reading
>Creating a Budget: Step One
>I mentioned yesterday that I wanted to post a series about how to create a budget, and today’s is the first step that I feel is essential in that process. Every post in this series details the steps Tony and I took when creating a budget. Much of it has been taken from suggestions that … Continue reading
>The Budget: A Confession
> I feel the need to confess something here for you. I feel like a fraud. Tony and I have not reliably stuck to our budget since we moved back from Okinawa. All the talking I do about do about The Budget this and The Budget that and here we are not even adhering to … Continue reading
>30 Days of Thankfulness: Days 29 and 30
> An Emergency Fund You know that concept ‘Murphy’s Law’? It’s taken up residence here, with us. And, okay, we can’t say that anything that can go wrong has gone wrong, because I have a whole month’s worth of posts in my archives that prove that my life is right on track and there’s not … Continue reading
