Critter Chronicles
Money Makeover
One Bite: Week Seventeen
Life looks as though it’s about to get pretty busy around these parts (end of school, home maintenance, my first business trip, our first adventures with our new camper, and a bunch of races and physical feats that I’ve committed to), and though when I first sat down to write this post I was going … Continue reading
>If I Could, I’d Be DONE Being Responsible. But I Can’t.
>I originally wrote this post on Critter Chronicles but moved it here because it’s a bit more appropriate on this blog than on that one. The short of it is I’m still getting over being sick, and I’m tired. Here’s what happens in my head when those two factors get into a major car accident … Continue reading
>Creating a Budget: Step Five
> Making Cutbacks, Trimming the Fat - Making It Work After plugging all the numbers into your budget worksheet, hopefully you found money left over after accounting for all your monthly expenses. But if you didn’t, today’s post will help you figure out how to get to that point. Here’s the thing: you’ll probably notice … Continue reading
>Creating a Budget: Step Four, part two
> Creating a Working Budget, part two Yesterday we input all the concrete numbers into our budget; the expenditures that we must absolutely pay in order to keep ourselves fed, housed, clothed, and getting to and from work, as well as keeping the creditors from calling. Today we’re going to work with the more abstract … Continue reading
>Creating a Budget: Step Four, part one
> Creating a Working Budget, part one I said it before, and I’ll repeat it again: you cannot create a usable budget during a thirty minute lunch break. If you want to set yourself up for success, you need to be prepared for this to be a process. For me it is ever-evolving; the budget … Continue reading
>Creating a Budget: Working as a Couple
> I realize I gave you a pretty big task yesterday in telling you to work on creating an “as-is” budget in order to figure out how you’ve been spending your money. So today, rather than jumping straight into the creation of your working budget (plus I’m late in publishing this post today) I want … Continue reading
>Creating a Budget: Step Three
> Creating an “As-Is” Budget Today I’m going to talk about the third step in creating a working budget. This may seem unnecessary, and if you want to skip it (or any other step, for that matter) go right ahead. But for me and Tony, doing an initial budget where we plugged in our current … Continue reading
>Creating a Budget: Why You Need One
> Why You Need A Budget My mom left a comment after I published the first step of my “How To Create A Budget” series asking me to publish one step each week, rather than one a day. I replied back and told her I wasn’t going to spread the posts out quite that far … Continue reading
>Creating a Budget: Step Two
> Tallying The Debt In yesterday’s post I talked about the importance of determining what your financial goals are. The second step in the budget-creation process is one of the hardest: tallying the debt. This is where you need to be 100% honest with yourself about where you stand financially. Gather together all your bills. … Continue reading
>Creating a Budget: Step One
>I mentioned yesterday that I wanted to post a series about how to create a budget, and today’s is the first step that I feel is essential in that process. Every post in this series details the steps Tony and I took when creating a budget. Much of it has been taken from suggestions that … Continue reading
