Critter Chronicles
Creating A Budget
One Bite: Week Twenty
Bite Number 48: Use the Envelope System Up until Tony and I put our very first budget into use, I hardly ever carried cash. Maybe a dollar here or there and a bit of change, but I operated almost exclusively with my debit and credit cards. Tony did as well. The only exceptions to this … Continue reading
One Bite: Week Eighteen
Bite Number 28: Create a Regular Monthly Budget This post will be shorter than usual, frankly because 1- I’m tired and 2- I’ve written extensively about creating a budget already (links below). There’s no need for me to reinvent the wheel here. Tony and I have been living on a budget for over three and … Continue reading
One Bite: Week Nine
Bite Number Thirty: Switch to Gentle, Eco-Friendly Skin Care If you’ve been reading my blog for any amount of time, maybe you’ll remember last summer when I got on my “green” kick, and then returned with an update a couple weeks later. This post will look similar to the latter link, but with the skincare … Continue reading
One Bite: Week Seven
Bite Number 41: Create A Chore System That Works For The Whole Family As with quite a few of the ‘Bites’ in this book, this was something I had planned to do before I purchased the book, and it just works out for me that I can use this as one of my tasks this … Continue reading
Menu Plan Monday: 31 October to 6 November
I still haven’t figured out what to do with myself and The Critters when Tony’s not home on weekends. While we’ve never been the type to plan every minute of our Saturdays and Sundays, we usually always spend them together as a family. When he’s not in town I find myself at a loss. I’ve … Continue reading
>Creating a Budget: Step Five
> Making Cutbacks, Trimming the Fat - Making It Work After plugging all the numbers into your budget worksheet, hopefully you found money left over after accounting for all your monthly expenses. But if you didn’t, today’s post will help you figure out how to get to that point. Here’s the thing: you’ll probably notice … Continue reading
>Creating a Budget: Step Four, part two
> Creating a Working Budget, part two Yesterday we input all the concrete numbers into our budget; the expenditures that we must absolutely pay in order to keep ourselves fed, housed, clothed, and getting to and from work, as well as keeping the creditors from calling. Today we’re going to work with the more abstract … Continue reading
>Creating a Budget: Step Four, part one
> Creating a Working Budget, part one I said it before, and I’ll repeat it again: you cannot create a usable budget during a thirty minute lunch break. If you want to set yourself up for success, you need to be prepared for this to be a process. For me it is ever-evolving; the budget … Continue reading
>Creating a Budget: Working as a Couple
> I realize I gave you a pretty big task yesterday in telling you to work on creating an “as-is” budget in order to figure out how you’ve been spending your money. So today, rather than jumping straight into the creation of your working budget (plus I’m late in publishing this post today) I want … Continue reading
>Creating a Budget: Step Three
> Creating an “As-Is” Budget Today I’m going to talk about the third step in creating a working budget. This may seem unnecessary, and if you want to skip it (or any other step, for that matter) go right ahead. But for me and Tony, doing an initial budget where we plugged in our current … Continue reading
